Personal Umbrella Coverage

While your homeowner’s policy and auto policy offer good liability protection, personal umbrella coverage provides additional protection should the costs of litigation, settlements or judgments exceed general liability coverage limits.

Personal umbrella coverage doesn’t kick in until your current liability limits have been exhausted. However, it provides invaluable protection in the event that you are in an accident that causes catastrophic injuries and a large, or multiple, judgment is awarded against you.

Contact Generazio Associates at (973) 429-8100 to discuss how we can help with your insurance needs.