The holidays are one of the busiest travel times of the year — and one of the riskiest. Between unpredictable weather, heavy traffic, and distracted drivers, having the right auto insurance coverage is key to keeping your season merry and bright. 1. Review Your Coverage Before You Hit the...

When temperatures drop, so does your business’s risk tolerance. Cold weather brings frozen pipes, slip-and-fall injuries, and unexpected equipment failures that can interrupt your operations or lead to expensive claims. The good news? A little preparation now can save you time, stress, and money...

As the temperatures drop, your home faces new risks — frozen pipes, ice dams, and storm damage can turn the holiday season into a costly hassle. A few simple maintenance steps can protect your home and help you avoid common winter insurance claims. 1. Insulate and Seal Inspect doors,...

Fall is a season of transition—shorter days, cooler nights, and the perfect time to prepare your home for the coming winter. While the crisp air and autumn colors are beautiful, this season can also reveal home maintenance issues that, if ignored, may lead to costly damage and even insurance...

Halloween is one of the most exciting nights of the year—costumes, candy, decorations, and community fun. But with all the excitement comes increased risks for accidents, property damage, and even insurance claims. Whether you’re handing out candy to trick-or-treaters, decorating your home, or...

Halloween can be a fun and festive time of year, but for business owners, it can also bring unique risks. From vandalism to liability claims, October 31st is one of those nights where a little preparation goes a long way. The combination of increased foot traffic, late-night celebrations, and...

As fall settles in and winter approaches, driving conditions change dramatically. Wet leaves, foggy mornings, deer crossings, and eventually snow and ice create challenges for drivers. For businesses that rely on a fleet of vehicles, these seasonal hazards don’t just affect safety—they can also...

As the leaves start to change, fall is the perfect time to prepare your home for the colder months ahead. Taking care of small maintenance tasks now can help prevent bigger (and more expensive) problems later — and can even reduce the likelihood of filing an insurance claim. ✅ Fall Home...

As temperatures drop, energy bills often rise. But with a few smart strategies, you can keep your home comfortable, cut costs, and even reduce risks that could lead to insurance claims. Tips to Save on Energy Bills This Fall Seal Drafts Around Doors and WindowsPreventing heat loss makes...

September marks the peak of hurricane season and often brings heavy rains and unpredictable weather. Even if you don’t live near a coast, flooding can happen anywhere — and most homeowners’ insurance policies do not cover flood damage. Why Flood Insurance Matters Standard policies exclude...