While your homeowner’s policy and auto policy offer good liability protection, personal umbrella coverage provides additional protection should the costs of litigation, settlements, or judgments exceed underlying coverage limits.
Personal umbrella coverage doesn’t kick in until your current liability limits have been exhausted. However, it provides invaluable protection in the event that you are in an accident that causes catastrophic injuries and a large, or multiple, judgment is awarded against you.
Generazio Associates, Inc. Insurance
265 Broad St #8
Bloomfield, NJ 07003
Phone: (973) 429-8100
Fax: (973) 429-9763