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Contractor Insurance in New Jersey

Protect Your Business with Customized Contractor Insurance Solutions

Whether you’re a general contractor, electrician, plumber, HVAC contractor, roofer, or landscaper, your business faces unique risks every day. From job site accidents and property damage claims to employee injuries and vehicle accidents, having the right insurance coverage is essential to protecting your livelihood.

At Generazio Associates, Inc, we help New Jersey contractors secure comprehensive insurance programs designed to meet contract requirements, protect assets, and keep projects moving forward.

Insurance Solutions for Contractors

We help contractors obtain:

Commercial General Liability (CGL)

Protects your business against claims involving bodily injury, property damage, and completed operations.

Workers’ Compensation Insurance

Provides coverage for employee injuries and helps satisfy New Jersey workers’ compensation requirements.

Commercial Auto Insurance

Protects trucks, vans, trailers, and other business vehicles used to transport employees, tools, and materials.

Inland Marine / Tools & Equipment Coverage

Protects valuable tools, equipment, and machinery whether stored on-site, in transit, or at a job location.

Umbrella Liability Coverage

Provides additional liability protection above the limits of your primary policies.

Surety & Performance Bonds

Many municipalities and project owners require contractors to obtain bonds before work can begin.

Industries We Serve

  • General Contractors
  • Electrical Contractors
  • Plumbing Contractors
  • HVAC Contractors
  • Roofing Contractors
  • Landscaping Companies
  • Excavation Contractors
  • Masonry Contractors
  • Painting Contractors

Why Contractors Choose Generazio Associates, Inc

  • Access to multiple insurance carriers
  • Competitive pricing
  • Fast certificates of insurance
  • Experience with contractor risk management
  • Coverage tailored to your trade

Request a Contractor Insurance Quote

Whether you’re starting a new business or reviewing your current insurance program, our team can help you find the right coverage at a competitive price. Contact us today for a free contractor insurance review.

Contact Generazio Associates at (973) 429-8100 to discuss how we can help with your contractor insurance needs.