Auto Insurance

If you own a car, you need auto insurance coverage; it’s as simple as that. The minimum coverage required in most states is typically inadequate to meet your needs if you are in an accident, and it offers little protection to cover your own medical and auto repair expenses in the aftermath of a wreck.

That’s why it’s important to work with us to determine the best choice for your coverage needs according to your driving history, the type of vehicle you own, and where you live and work.

The following types of coverage are among the protections we offer drivers:

  • Liability
  • Collision
  • Comprehensive
  • Theft
  • Uninsured or Underinsured Driver Protection
  • Medical Payments
  • Umbrella Liability

We can help you find the best coverage and determine valuable discounts or things you can do to reduce your policy costs — such as having daytime running lights, security alarm systems or bundling policies.

Contact Generazio Associates at (973) 429-8100 to discuss how we can help with your insurance needs.