Your home is a major investment.
For most people, a home is the single largest investment they will make. While there are some things all homes have in common, there are also items that make each home unique.
You want to protect the investment you’ve made in your home, but you also want to make sure you have the right kind of insurance protection to meet the needs of your family and your home.
That is why it is essential to work with an independent insurance agency that offers personalized service, and product selection branded insurance agencies can’t provide.
Home insurance protection offers coverage if your home is damaged by named events. The average policy provides coverage for the following types of “named damage.”
Some policies may offer coverage for more or fewer named events, but these are the general types of events your home insurance will cover. Damage from floods will require supplemental insurance protection in the form of a specific flood insurance policy.
A basic homeowners insurance policy provides some protection for the following:
Unfortunately, the coverage types mentioned above may not be enough for everyone. Since you as a homeowner are as unique as the home you own, it is critical to find an insurance agent that understands your challenges and will offer a specialized policy to meet your needs.
That might include coverage that goes beyond the scope of standard home insurance and includes specialized coverages like the following:
If you have special coverage and protection concerns, it is well worth having a conversation with an independent insurance agency, like Generazio Associates, Inc., about your coverage needs and options.
Generazio Associates, Inc. has been serving the needs of New Jersey homeowners since 1971. Since then, we have been dedicated to providing outstanding counsel to area residents and business owners about their insurance needs.
We are an independent agency with access to the insurance products of multiple companies, so we can help you get the right coverage at the right price.
Generazio Associates, Inc. Insurance
265 Broad St #8
Bloomfield, NJ 07003
Phone: (973) 429-8100
Fax: (973) 429-9763