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How to Save on Energy Bills This Fall (and Why It Matters for Insurance Too)

As temperatures drop, energy bills often rise. But with a few smart strategies, you can keep your home comfortable, cut costs, and even reduce risks that could lead to insurance claims.

Tips to Save on Energy Bills This Fall

  1. Seal Drafts Around Doors and Windows
    Preventing heat loss makes your HVAC system more efficient.
  2. Adjust Your Thermostat
    Lowering the temperature a few degrees while you sleep or when you’re not home can save money over time.
  3. Schedule HVAC Maintenance
    A well-maintained system runs more efficiently and reduces the risk of fire or breakdowns.
  4. Switch to LED Lighting
    Days are getting shorter — energy-efficient bulbs save electricity and last longer.
  5. Insulate Your Water Heater
    Wrapping your water heater helps it retain heat and work less to keep water warm.

How Energy Efficiency Ties to Insurance

  • Fire Prevention: Maintaining your furnace or fireplace reduces fire hazards.
  • Frozen Pipes: Proper insulation helps prevent freezing and potential water damage.
  • Home Value: Energy-efficient updates may increase your home’s value and insurability.

Take Action This Season

Lower bills and fewer risks? That’s a win-win. By improving efficiency now, you’re protecting your wallet and your home.

👉 Want to be sure your home is properly insured heading into the colder months? Contact us today for a quick review of your coverage.