Helps replace lost income and cover ongoing expenses when a covered loss temporarily shuts your business down.

Combines general liability, commercial property, and business interruption coverage into one convenient policy.

Protects your products from theft and damage while they’re being shipped between locations.

Liability and physical damage protection for business vehicles, from a single work van to an entire fleet.

Core protection from the bodily injury, property damage, and advertising injury claims businesses face every day.

Protects your building, equipment, inventory, and improvements from fire, theft, storms, and other covered losses.

An extra layer of liability protection above your general liability, auto, and employer’s liability limits.

Protects against employee theft, embezzlement, forgery, and fraudulent fund transfers.

Helps your business respond to and recover from data breaches, ransomware, and other cyber incidents.

Protects directors, officers, and board members from claims alleging wrongful management decisions.

Protection from wrongful termination, discrimination, harassment, and retaliation claims.

Covers mechanical and electrical failures of HVAC, refrigeration, boilers, and other essential equipment.

Professional liability protection when advice or services allegedly cause a client financial harm.

Reimburses the value of perishable inventory lost to power outages or refrigeration failure.

Liability protection designed for auto repair shops, body shops, and other automotive businesses.

Protects customers’ vehicles while they’re in your shop’s care, custody, or control.

Covers tools, equipment, and materials in transit, at job sites, and in temporary storage.

Liability and property protection for landlords who lease commercial space to tenants.

Protection for businesses that serve, sell, or furnish alcohol against alcohol-related claims.

Protects the freight that trucking companies and owner-operators haul for their customers.

Collision and comprehensive coverage for your trucks, tractors, and trailers.

Protection when a product you make, distribute, or sell allegedly causes injury or property damage.

Professional liability coverage designed for real estate agents and brokers.

Bid, performance, payment, and license bonds that help contractors qualify for projects.

Protects customers’ inventory stored in your warehouse, distribution, or fulfillment center.

Medical benefits and wage replacement for employees injured on the job—required for most New Jersey employers.