Fall Home Maintenance Checklist to Prevent Insurance Claims
As the leaves start to change, fall is the perfect time to prepare your home for the colder months ahead. Taking care of small maintenance tasks now can help prevent bigger (and more expensive) problems later — and can even reduce the likelihood of filing an insurance claim.
✅ Fall Home Maintenance Checklist
1) Clean Your Gutters
Clogged gutters can lead to roof leaks and water damage. Make sure they’re free of leaves and debris before the fall rains arrive.
2) Inspect the Roof
Look for missing shingles, loose flashing, or other signs of wear. Addressing these issues now can prevent costly leaks and damage this winter.
3) Check Windows and Doors
Seal gaps and replace worn weatherstripping to keep warm air in and moisture out.
4) Service Your Heating System
Schedule a professional tune-up to ensure your furnace or boiler is ready for the season and safe to use.
5) Test Smoke & Carbon Monoxide Detectors
Heating season brings an increased risk of fire and carbon monoxide exposure. Test and replace batteries as needed.
6) Trim Trees and Shrubs
Heavy branches can snap under the weight of snow or fall during windstorms, potentially damaging your home, fence, or vehicles.
7) Prepare Outdoor Plumbing
Drain hoses and shut off outdoor faucets to avoid frozen pipes later in the season.
8) Protect Your Home Year-Round
Preventive maintenance not only helps keep your home safe, but it may also save you money by reducing claims. As you check off your fall to-do list, it’s also a good time to review your homeowner’s insurance coverage to make sure you’re fully protected.